Couples should discuss 'aging styles'
Friday, September 24, 2021 2:03 AM

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Colleen Goldhammer, senior vice president at Genworth Financial (NYSE:GNW PRE) (NYSE:GNW) says couples are often surprised to learn that their spouses have vastly different views on what their retirement should involve.

A Genworth survey indicates 6 percent of Americans believe retirement will be a period of winding down, while 57 percent view it as an opportunity for a new exciting chapter in life.

This disparity can present challenges when planning how much can be withdrawn from retirement savings. For example, Goldhammer asks: Should the couple be world travelers or backyard gardeners, part-time workers or new business owners or volunteers, or second home buyers or condo downsizers?

"'Let's Talk Retirement Income' encourages families to agree upon a shared vision for what life will be like after they stop working," Goldhammer says in a statement. "Retirement planning shouldn't solely focus on hitting a number for accumulated wealth. It should also be a result of thoughtful conversations about the day-to-day life we want to live when work is no longer the primary focus."

The survey of 2,939 U.S. consumers was conducted from Jan. 12-15 by Age Wave/Harris Interactive and sponsored by the Genworth Financial companies. No further survey details were provided.

(Source: UPI )
 

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