Apple Pay Cash makes its debut in latest iOS, watchOS releases

The Verge

You can start using Apple Pay Cash with iOS public beta from the Apple Beta Software Program now.

Instead of an "I", users get an "A" and a barcode symbol. For now, Apple Pay Cash is only available in the USA, and you need to have two-factor authentication set up on your Apple ID for it to work.

Once you tap the new Apple Cash icon, you can instantly send money to your iMessage contact, which is withdrawn from either the debit or credit card that you already have registered in your Apple Wallet, or else you can register a card after installing.

Any funds you receive are added to a new Apple Pay Cash card that lives inside the Apple Wallet app on your phone or tablet.

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However, unlike Zelle and Venmo, Apple's service will only work across its own devices. Send money for books to your son in college. Debit card transfers are free while Apple will charge users a transaction fee for transfers initiated with a credit card. Send and receive from across the table - or across the country.

'You can also transfer your Apple Pay Cash balance to your bank account'.

"We don't expect normal usage to be impacted by limits", Apple vice president of Apple Pay Jennifer Bailey said in an interview. The information was updated on Apple's App Store support page for developers.

The feature, which lets iPhone-wielding pals send money via iMessage, was first announced at Apple's developer conference earlier this year, with the firm promising a release alongside the now-official iPhone 8 and iPhone X in September.

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